I have been in the industry for over 14 years. Currently, I am a Loan originator specializing in FHA, Conventional, and VA loans. I am also certified to assist buyers with down payment assistance as well as the MCC program. I work with a variety of investors which allows me to assist future buyers with many options to choose from.
My job consists of originating residential home loans for customers, gathering necessary income and asset documentation from them, reviewing their documents and going over specific loan programs that would best fit their needs, and packaging the loan and sending it over to the lender for approval. I am able to help people figure out what they qualify for and what total house payment they are comfortable with. With this information I am able to run their credit which allows me to review their credit history as well as their debt which allows me to pre-approve them for a specific sales price. There are times where their credit is not up to standards and we have to get them on a plan so that they would be able to purchase in the future. I have been a mortgage loan originator for 14 years. I have worked for direct lenders in the past and currently I am brokering loans to home loan lenders.
“As a Real Estate Professional, I have recommended Mike to hundreds of my clients over the past 10 years. Mike has always kept me in the loop as we progress through the purchase of my clients homes, and I hear from my clients how happy they are with his work ethic and professionalism. Mike treats all potential clients with respect and even helps them learn how to prepare themselves for a future purchase if they are unable to purchase a home now”